August Round Up: Mortgage Rates Fluctuating

In Freddie Mac’s results of its Primary Mortgage Market Survey®, average fixed mortgage rates moved lower from the previous week as the Federal Reserve’s bond purchase program continues to drive market speculation. 30-year fixed-rate mortgage (FRM) averaged 4.51 percent with an average 0.7 point for the week ending August 29, 2013, down from last week when it averaged 4.58 percent. A year ago … [Read more...]

Where the Action is in Phoenix Housing Market

In the majority of areas we are seeing a lot more active listings compared with the recent past. In some segments of the market, the supply situation has eased up a lot. However there are always exceptions. In many of the luxury areas and in a few outlying locations, supply has fallen instead. The following ZIP codes have seen a reduction in active single family listings (excluding Under Contract) … [Read more...]

The Effect Changing Jobs Has on Buying a Home

For most people, changing employers will not really affect your ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some homebuyers, however, the effects of changing jobs can be disastrous to your loan application. How Changing Jobs Effects Buying a Home Salaried Employees If you are a salaried employee who does not earn additional income from … [Read more...]

Tips on Getting Your Home Ready to Sell

When conversing with real estate agents, you will often find that when they talk to you about buying real estate, they will refer to your purchase as a “home.” Yet if you are selling property, they will often refer to it as a “house.” There is a reason for this. Buying real estate is often an emotional decision, but when selling real estate you need to remove emotion from the equation. You need … [Read more...]

Unlocking the Mystery of Real Estate Commissions

Are Commissions Negotiable? In some areas of the country there is a certain percentage that real estate agents expect to earn as a commission. This commission amount is a certain percent of the sales price. Or, some companies will charge a set fee for their services. However, just like anything else in real estate, this amount is negotiable. When completing the listing agreement, you and your … [Read more...]

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